A recognized litigator entrusted with the management of regional and national client portfolios, Ryan counsels and defends financial institutions against complex claims arising from federal and state consumer protection laws. He practices from New Jersey as a member of our virtual office, The Link.
Financial services companies, auto finance companies, mortgage servicers, student loan servicers, and other clients facing individual and class actions prompted by federal and state consumer protection statutes benefit from Ryan’s 20 years of experience, industry knowledge, and practical advice. A trusted partner who joined Husch Blackwell in 2024 after co-chairing the consumer financial services litigation practice of a national firm, he provides practical and cost-effective litigation strategies in this challenging and highly regulated environment.
Ryan positions clients for success in an industry whose products and services are evolving alongside constantly changing regulations and interpretations of those regulations. Whether defending consumer financial services companies against enforcement actions prompted by the Fair Credit Reporting Act (FCRA), Telephone Consumer Protection Act (TCPA), Fair Debt Collection Practices Act (FDCPA), Electronic Fund Transfer Act (EFTA), or others, he assesses whether a claim is part of a larger servicing error or systemic problem that may put the business at significant risk.
In addition to his litigation practice, Ryan defends clients during government examinations, investigations, and enforcement actions across multiple industries and subjects, such as vehicle finance, fair lending matters, and potential violations of credit reporting and debt collection laws. Ryan has routinely dealt with the Consumer Financial Protection Bureau (CFPB), Department of Justice (DOJ), and other state and federal regulatory and enforcement agencies. He has also represented financial institutions in state attorney general investigations.
As a matter of practice, Ryan seeks to understand the client’s business, goals and needs, then develops and executes a plan to achieve the desired result. He routinely identifies issues before they develop and is prepared to discuss public relations, crisis management, and other reputation- and business-preserving strategies when necessary.
Ryan also helps companies navigate complex class actions and business disputes, including derivative actions, breaches of asset purchase agreements, and claims under New Jersey’s Revised Limited Liability Act.