Join Husch Blackwell for an in-depth webinar exploring how merchant cash advances (MCAs) work, why they continue to gain traction, and the challenges they present for banks and other commercial lenders. Our attorneys will break down the structure of these transactions, including factor rates, holdback mechanisms, and common repayment practices, and will examine the ways MCAs can disrupt collateral positions and siphon cash flow ahead of existing loan obligations.
The webinar will also discuss the growing impact of MCAs on lender portfolios—including increased borrower leverage, “stacking” risks, and elevated default rates—and provide practical strategies lenders can implement to better protect themselves. Whether you’re a commercial lender, credit officer, or counsel, you’ll come away with the knowledge and tools to navigate the evolving risks posed by MCAs and protect your institution’s position.
Topics
- Strengthening underwriting and loan documentation
- Drafting and enforcing protective covenants
- Maintaining control over borrower cash flow
- Identifying and addressing MCA activity early
- Evaluating legal and restructuring options when an MCA is already in place
Presenters
Michael Fielding, Partner
Gabriel Greenbaum, Attorney
Who Should Attend
Executives, legal counsel, and loan officers at banks and financial institutions, and executives and legal counsel for commercial or agricultural borrowers.
Continuing Education Credit
This program is pending approval for California, Colorado, Illinois, Iowa, Kansas, Minnesota, Missouri, Nebraska, Tennessee, Texas, Utah, and Wisconsin continuing legal education credit.
American Bankers Association CE Credit Certification
This program has been approved for the American Bankers Association 1.25 CERP and CRCM Credit Certification.
Did you miss the webinar?
The webinar recording is available after the event date. Simply register using this on-demand link to access the recorded program.
Questions?
Contact Brittany Maynard at 262.340.2366.