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Life Insurance Company Finances Citrus Farm

Client Success


Represented a life insurance company in its $35 million first lien, term financing of a 6,453-acre citrus producing and packing operation in multiple counties in the State of Florida that featured: an estate guarantee; USDA Federal Crop Insurance Corporation Florida Fruit Tree insurance; and an intercreditor agreement with the operating lender. The loan included collateral release and substitution provisions and secured irrigation district water rights.


The loan refinanced existing term real estate debt, paid down short-term operating debt, and increased working capital.