Meghan is a member of the firm’s Financial Services & Capital Markets industry team and advises clients on federal and state regulatory and compliance issues, with a focus on consumer lending.
Meghan routinely counsels clients on the requirements of the Dodd Frank Act, Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act, Gramm-Leach-Bliley Act (GLBA), Real Estate Settlement Procedures Act (RESPA), Truth in Lending Act (TILA), Fair Credit Reporting Act (FCRA) Fair Debt Collection Practices Act (FDCPA), Electronic Fund Transfer Act (EFTA), Telephone Consumer Protection Act (TCPA) and USA Patriot Act, among other statues and regulations.
Meghan has experience advising lenders, brokers and servicers regarding state regulatory approval and licensing requirements. She also has researched and prepared extensive summaries of state mortgage banking laws concerning fee limitations, usury rates, disclosure requirements, servicing and fair lending practices, among others topics. Additionally, Meghan has served as regulatory counsel in connection with the change of control, merger, and purchase and sale of financial services companies.
As part of her practice, Meghan assists clients in drafting and negotiating consumer and commercial lending agreements, as well as credit card agreements and related disclosures. Additionally, Meghan assists clients with drafting policies and procedures addressing data protection and privacy, BSA/AML compliance, and other state and federal regulatory requirements. She also advises clients on compliance with PCI/DSS and with the payment card industry brand rules. Furthermore, Meghan counsels clients on data breach responses and breach notifications. Her privacy experience includes work for technology companies, retailers and a variety of bank and non-bank financial institutions.
Prior to joining Husch Blackwell, Meghan was an associate at a law firm in Washington, D.C. where she advised banks and mortgage companies on a variety of state and federal regulatory and compliance matters.