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Thought Leadership

Advancing Agriculture: Security Interests and Article 9 Challenges (Part 1)



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Welcome to Advancing Agriculture with your hosts, Stephanie E. Kaiser and Elizabeth Benefield, where we discuss practical tips and advice on various topics related to ag lending.

In this two-part series, we will discuss security interests in agricultural lending and some of the issues a creditor may face in perfecting, maintaining, and protecting those interests. This episode will provide a summary of Article 9 of the UCC, which provides guidance on the creation and enforceability of security interests in personal property and fixtures, and will discuss how a creditor can create an enforceable security interest on collateral under Article 9. In addition, we will discuss ways a creditor can perfect its security interest to provide rights against other creditors, steps to protect security interests, strategies to keep financing statements current, and how to plan for and address a change in location of collateral.

Part 2 of Article 9 Challenges continues this discussion and covers the Food Security Act.



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