Tom has a wealth of experience in complicated financial transactions, and he enjoys working across industries to help lenders, investors and borrowers.
Tom understands the need to protect lenders and strives to close their loans smoothly and on time. He works with banks, private equity funds, insurance companies, non-traditional lenders, investors and other businesses to structure, draft, negotiate and close commercial lending transactions. His diverse commercial lending practice has included transactions with credit facilities ranging from less than $1 million to more than $1 billion and has spanned all industries, including manufacturing, real estate, agriculture, transportation, healthcare and technology.
Tom regularly handles commercial and industrial loans, loans involving real estate (including acquisition, construction and refinancing), loans in connection with mergers and acquisitions, and loans providing financing for stock dividends, stock acquisition and/or corporate recapitalizations. His transactions often involve multiple loans and lenders, such as agented/co-lending credit arrangements, or structured senior and subordinated loan facilities with subordination and inter-creditor agreements.
Tom also has experience in a broad range of real estate and corporate transactional matters, including real estate leasing, sales and acquisitions, venture capital transactions, business mergers and acquisitions, and general business contracts. He serves as a key member of the firm’s Ag Finance practice group, which represents lenders and borrowers at all phases of ag finance transactions.