As a member of the firm’s Financial Services & Capital Markets industry team, Jeff combines deep operational and compliance knowledge with a broad litigation background. He counsels financial services companies in the Code of Federal Regulations’ (CFR) “alphabet soup,” new product development and review, and consumer lending programs.
Jeff routinely drafts and negotiates financial privacy policies, agreements and notices encompassing information sharing and safeguards, the Fair and Accurate Credit Transactions Act (FACTA) “red flags,” the Fair Credit Reporting Act (FCRA), state breach notification and records management. In addition to counseling on the Fair Debt Collection Practices Act (FDCPA), the Telephone Consumer Protection Act (TCPA), fair lending and allegations of unfair, deceptive and abusive acts and practices, he defends clients in private litigation and governmental investigations and enforcement.
Jeff routinely interacts with the Consumer Financial Protection Bureau, the Office of the Comptroller of the Currency, the Federal Trade Commission, the Federal Deposit Insurance Corporation, state financial regulators and human rights commissions, the National Credit Union Administration and the Department of Housing and Urban Development. He also advises on a wide variety of state law issues, such as the Uniform Commercial Code (UCC) Articles 3, 4, 4A and 9, subpoenas, garnishments and levies, account titling and ownership disputes, and licensing.
In the area of secured creditors’ rights, Jeff advocates and defends clients in complex commercial loan workouts and restructuring, bankruptcy, receiverships, foreclosures of real and personal property, lawsuits on notes and guaranties, fraudulent conveyances and other pre- and post-judgment remedies in state and federal court. He represents secured lenders in commercial and residential real estate developments, manufacturing, floor-plan financing and asset-based loans. An experienced trial lawyer, Jeff has defended lenders in more than 35 distinct lender liability and inter-creditor claims. Jeff’s industry experience includes: