The Kansas City Business Journal published an article discussing the Mortgage Electronic Registration System (MERS), a program that allows for titles to be electronically registered, saving time and paper. MERS currently holds title to about half of the mortgages in the United States, and many say it is responsible for a large slice of the mortgage crisis pie, calling it a “weak link in the legal chain.” But Husch Blackwell Partner and MERS defense attorney Steve Aaron said that certain individuals experiencing foreclosure are “trying to get out of what they legally owe by using a legal loophole that doesn’t exist.” Husch Blackwell attorney Pat Randolph said that MERS was designed to help borrowers save money. “There was no evil intent, no hostile intent. They were certainly not out to get borrowers,” and without MERS, “everyone would be paying two or three points more” on their mortgages.